Talk to a Restaurant Insurance Specialist
Running a restaurant is complex. Insuring it shouldn't be. Whether you're a single-location owner, multi-unit franchisee, or building a growing brand, our team is here to help you protect what matters most.
Choose the expert who best fits your needs and reach out directly. No pressure. Just real solutions from people who understand your business.
Meet Your Restaurant Insurance Specialists
Michael Mormando
michael@concklin.com | 630-953-4021
Michael brings firsthand experience to the table. As a former restaurant owner and operator, he understands the challenges independent restaurant owners, franchisees, pizza shops, and delis face every day. Whether you manage one location or many, Michael works closely with you to protect what you have built. Michael combines industry knowledge with a strong customer service mindset to create insurance solutions tailored to the fast-paced, high-risk world of food service. His goal is to ensure you have the right coverage at a competitive price.
Mike O'Donnell
mikeo@concklin.com | 630-953-4017
Mike O’Donnell has been helping restaurant and franchise owners protect their businesses for nearly three decades. With a deep understanding of the insurance needs of both independent operators and franchise systems, Mike takes a hands-on approach to building customized coverage plans. He has worked closely with franchisors to establish insurance requirements and knows how to balance strong protection with budget-conscious solutions. Whether you run a single deli, a fast-casual concept, or a multi-location franchise, Mike brings the experience and personal attention needed to support your growth and safeguard your operations.
Christine Lee
christine.lee@concklin.com | 630-953-4049
Christine has been helping clients protect what matters since 1995, bringing decades of experience in both Personal and Commercial Lines. Since joining Concklin Insurance in 2018, she has focused on supporting restaurant owners with tailored insurance solutions that reflect the real risks and fast pace of the food service industry. Whether you run a single café, a busy pizza shop, or multiple franchise locations, Christine serves as a trusted advisor who takes the time to understand your operation. She stays current on industry trends and loss control strategies so her clients can make informed decisions and feel confident in their coverage.
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Frequently asked questions
What is an independent insurance agency?
An independent insurance agency works with multiple insurance carriers instead of just one. This gives you access to a variety of coverage options, pricing, and policies tailored to your specific needs.
Does it cost more to work with an agent?
No. In most cases, you’ll pay the same or even less than if you bought a policy directly from a carrier. Agents help you find the best value for your coverage, and their services are paid for by the carrier.
What are the advantages of working with an independent agent?
You get personalized service, expert advice, and access to multiple insurance carriers—all from one point of contact. We advocate for you, not the insurance company, and we’re here to help with claims, policy reviews, and ongoing risk management.
Can you help with multiple types of insurance?
Yes. Whether you need coverage for a restaurant, franchise, deli, pizzeria, or other business, we can build a comprehensive program that includes general liability, property, workers' comp, cyber, commercial auto, and more. We can even help you with your home, auto, life and health policies
What if I already have insurance?
No problem. We can review your current policy to identify gaps, overlaps, or opportunities to improve coverage or pricing. There’s no obligation—just honest advice.
If you like what we have to offer, we’ll assist you with making a smooth transition from your current agent or broker.
How long does it take to get a quote?
That depends on the complexity of your business, but in many cases, we can provide a quote within a few business days after gathering the right information.
What makes Concklin Insurance different?
Concklin Insurance is a family-owned agency that has been serving restaurants and franchisees for over 30 years. Our team includes former restaurant owners, franchise specialists, and experienced insurance professionals who truly understand the challenges business owners face. We work with over 30 top-rated carriers to offer competitive options and customized coverage. More than just insurance, we provide proactive risk management services, personalized support, and long-term advocacy for our clients. Our goal is to protect what you've built and help you plan for what's next.