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630-268-1600

Insurance That Understands Delis and Sandwich Shops

You serve quick, quality meals in a fast-paced environment. Your insurance should move just as efficiently. Our deli program is built specifically for sandwich shops like yours, with coverages that fit your operations, not just generic restaurant policies.

We know delis.

Whether you run a neighborhood sandwich shop or manage multiple franchise locations, we understand the challenges you face. Our program is designed specifically for deli-style operations, offering insurance solutions that match your pace and protect what matters.

No matter the size of your operation or the name on the sign, you’ll get expert guidance, responsive service, and coverage built to fit your kitchen, your staff, and your goals.

jersey Mikes
Scholtzsky’s
which wich
potbelly Sandwich works
McAlisters
firehouse
Jason Deli
chicken salad chick

Why Choose Our Deli Program?

✓ Tailored Protection
From food spoilage to equipment breakdowns, we cover the risks unique to your kitchen and counter.

✓ Franchise-Friendly
We work with individual operators and multi-location franchisees. Our team knows brand requirements and how to meet them with ease.

✓ Fast, Responsive Service
 You’ll talk to real people who specialize in food service insurance.

✓ Affordable and Scalable
Get the coverage you need today, with room to grow tomorrow. We make it easy to update policies as your business expands.

 

Real Support From Deli Insurance Experts

You're not just getting a policy. You're getting a team that understands your world.
Our restaurant specialists are here to help you:

✓  Understand your exposures

✓  Choose the right limits and options

✓  Stay compliant with brand requirements

✓  Avoid gaps and unnecessary costs

Tailored Protection That Keeps Your Deli Running Smoothly

Our tailored Deli insurance programs typically include:

  • General Liability

    Covers third-party injuries, property damage, and legal defense

  • Commercial Property

    Protects your building, equipment, furnishings, and inventory.

  • Business Interruption

    Reimburses lost income and operating expenses after a covered event

  • Equipment Breakdown

  • Umbrella Liability

    Adds extra coverage when primary liability policies reach their limits.

  • Crime Coverage

    Helps protect against theft, fraud, or employee dishonesty

  • Betterments & Improvements

    Full Replacement Cost on Tenant Improvements and Betterments as well as all Personal Property.

  • Workers’ Compensation

    Covers medical costs and lost wages for employees injured on the job.

  • Employment Practices Liability (EPLI)

    Covers claims of wrongful termination, discrimination, or harassment.

  • Commercial Auto

    For vehicles that are company owned and used for deliveries, catering, or supply runs.

  • Hired & Non-Owned Auto

    Covers liability if employees use personal or rented vehicles for business purposes, such as deliveries, catering, or supply runs

  • Food Spoilage and Contamination

  • Cyber Liability

    Covers data breaches, ransomware, or stolen payment information.

  • Key Person Life Options

Don’t Just Hope You’re Covered. Know You Are.

Fill out the short form below and we’ll be in touch within one business day. You’ll get a personalized consultation with someone who works exclusively with delis and sandwich shops.

  • 240 S. Westmore Meyers Road, Lombard, IL 60148

  • concklin@concklin.com

  • 630-268-1600