Skip to content
630-268-1600

Insurance for Pizza Restaurants and Pizza Delivery Operations

Running a pizza restaurant takes more than great dough. From ovens to online orders, dine-in to delivery, your business faces unique risks every day. We help you stay covered without cutting into your bottom line.

Whether you operate under a national brand or your name is on the front door, we understand how to protect pizza businesses of all sizes. Our coverage is designed to match your pace, your model, and your service style.

Built for the Pizza Business

Pizza restaurants have specific exposures that typical restaurant policies often miss. We specialize in making sure nothing important falls through the cracks, especially when it comes to delivery.

We work with:

Independent pizzerias

Franchise locations

Delivery-focused setups

Full-service dine-in pizza restaurants

Takeout-only models

Domino’s
Blackjack Pizza and Salads
Sbarro
papa johns
East of Chicago Pizza
5 star pizza
little caesars

Why Pizza Operators Choose Us

✓ Protection That Includes Delivery
Whether you use your own drivers or partner with third-party platforms, we help make sure your delivery risks are fully addressed.

✓ Flexible Policies for Flexible Businesses
Your hours, volume, and staffing can change quickly. We offer coverage that adapts as your business does, with expert guidance along the way.

✓ Real Claims Support When It Counts
From auto incidents to kitchen fires, when something goes wrong, we act fast and keep things clear so you can get back to service.

✓ Designed for Franchise and Independent Models
We understand the difference between brand standards and personal ownership. Our policies work within franchise requirements or can be fully customized for your independent restaurant.

 

portrait-of-delivery-logistics-and-shipping-worke-2022-12-16-01-58-12-utc-1-1

Are you delivering on safety?

Here are 14 tips to help keep delivery drivers safe and insurance claims low.

mobile-delivery-servce-2021-08-30-02-34-19-utc-1

The Hidden Risk of Third-Party Delivery Services

Why Restaurants Need Hired and Non-Owned Auto Liability Insurance

Protection That Works for Every Slice of Your Operation

Common Coverages Include:

  • General Liability

    Covers third-party injuries, property damage, and legal defense

  • Commercial Property

    Protects your building, equipment, furnishings, and inventory.

  • Business Interruption

    Reimburses lost income and operating expenses after a covered event

  • Equipment Breakdown

  • Umbrella Liability

    Adds extra coverage when primary liability policies reach their limits.

  • Crime Coverage

    Helps protect against theft, fraud, or employee dishonesty

  • Betterments & Improvements

    Full Replacement Cost on Tenant Improvements and Betterments as well as all Personal Property.

  • Workers’ Compensation

    Covers medical costs and lost wages for employees injured on the job.

  • Employment Practices Liability (EPLI)

    Covers claims of wrongful termination, discrimination, or harassment.

  • Commercial Auto

    For vehicles that are company owned and used for deliveries, catering, or supply runs.

  • Hired & Non-Owned Auto

    Covers liability if employees use personal or rented vehicles for business purposes, such as deliveries, catering, or supply runs

  • Food Spoilage and Contamination

  • Cyber Liability

    Covers data breaches, ransomware, or stolen payment information.

  • Key Person Life Options

Let’s Talk Pizza Insurance

We help pizza pros get the coverage they need to stay protected and focused on serving great food. Let’s find the right protection for your operation.

  • 240 S. Westmore Meyers Road, Lombard, IL 60148

  • concklin@concklin.com

  • 630-268-1600