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630-268-1600

Insurance Solutions for Quick Serve Restaurants

You run a fast, focused operation. We make sure your insurance does the same. From kitchen to counter, your business moves quickly — and your coverage should keep up without slowing you down.

Our team specializes in protecting quick serve restaurants with insurance that’s built around speed, scale, and consistency. Whether you operate one location or many, we help you stay covered, compliant, and competitive.

Coverage Built for QSR Realities

Quick serve isn’t casual dining. It comes with its own pace, pressures, and risks. That’s why we’ve built insurance solutions that address the day-to-day challenges of QSRs, including:

High customer volume and foot traffic

Tight buildouts and intensive equipment use

Digital ordering and POS technology

Delivery and third-party service coordination

High employee turnover and training gaps

We help you protect your operation without creating friction for your team or your guests.

Why QSR Operators Choose Our Program

✓ Responsive Support That Works Like You Do
When something goes wrong, time matters. Our restaurant specialists are trained to act fast, answer clearly, and get things back on track.

✓ Scalable Coverage Across Locations
We keep your policies consistent and easy to manage, even as your business expands. One team, one process, zero confusion.

✓ Risk Management That Fits Your Operation
From kitchen accidents to customer slips to digital breaches, we help you reduce risk where it actually happens , not just on paper.

✓ Affordable Protection Without Gaps
You’ll get the right coverage, at the right price, built to protect your people, your brand, and your bottom line.

Get the Free QSR Franchise Insurance Guide

Download our Quick Serve Restaurant Insurance Guide, a free resource packed with practical insights, key coverages explained, and tips to help you avoid costly gaps and protect your business with confidence.

It’s free, it’s fast, and it’s built for busy QSR operators.

QSR Franchise Insurance Guide_1

Coverage Designed to Keep You Compliant and Competitive

Our tailored QSR insurance programs typically include:

  • General Liability

    Covers third-party injuries, property damage, and legal defense

  • Commercial Property

    Protects your building, equipment, furnishings, and inventory.

  • Business Interruption

    Reimburses lost income and operating expenses after a covered event

  • Equipment Breakdown

  • Umbrella Liability

    Adds extra coverage when primary liability policies reach their limits.

  • Crime Coverage

    Helps protect against theft, fraud, or employee dishonesty

  • Liquor Liability

    Protects against alcohol-related incidents

  • Betterments & Improvements

    Full Replacement Cost on Tenant Improvements and Betterments as well as all Personal Property.

  • Workers’ Compensation

    Covers medical costs and lost wages for employees injured on the job.

  • Employment Practices Liability (EPLI)

    Covers claims of wrongful termination, discrimination, or harassment.

  • Commercial Auto

    For vehicles that are company owned and used for deliveries, catering, or supply runs.

  • Hired & Non-Owned Auto

    Covers liability if employees use personal or rented vehicles for business purposes, such as deliveries, catering, or supply runs

  • Food Spoilage and Contamination

  • Cyber Liability

    Covers data breaches, ransomware, or stolen payment information.

  • Key Person Life Options

Speak With a QSR Insurance Expert

We work with national chains and local favorites alike, providing hands-on support and smart, specialized protection for quick serve restaurants.

Let’s talk about your operation and how we can help safeguard what you’ve built.

  • 240 S. Westmore Meyers Road, Lombard, IL 60148

  • concklin@concklin.com

  • 630-268-1600